Stability in an
ever-changing landscape.
We are proud of our reputation and heritage. Since 1956 we have been providing finance and investment solutions to individuals and businesses throughout New Zealand.
In an ever-changing environment, we have focused on thinking laterally, working personally and acting ethically to assist our valued customers.
We partner with customers to tailor options to their requirements, and we pride ourselves on responding nimbly and responsibly to their needs.
Whether it’s weathering the storms of life or enabling growth and adapting to market opportunities, MCF remains firmly committed to helping people make the most of their personal and business situations.
For personal service and innovative solutions from a company that has stood the test of time,
talk to us today.
Trusted finance & investment partner since 1956.
CREDIT RATING EXEMPTION
MCF is exempt from the requirement to have its creditworthiness assessed by an approved rating agency. MCF is not rated because it is operating under an exemption granted pursuant to the Non-bank Deposit Takers (Credit Ratings Minimum Threshold) Exemption Notice 2016 which recognises that it is unduly onerous for companies the size of MCF to have a credit rating. The Credit Rating Exemption Notice applies because:
MCF’s liabilities are $20 million or more but less than $40 million, making it unduly onerous for MCF to comply with the requirement to have a credit rating; and
MCF maintains a capital ratio of at least 12%.
The Credit Rating Exemption Notice means that MCF has not received an independent opinion of its capability and willingness to repay its debt from an approved source.
HOW WE CAN HELP
At MCF we offer customers a range of borrowing and investment options. Our focus is on providing timely solutions that are tailored to your individual situation. We understand that your personal and business needs change over time and due to circumstances. But amidst all of those changing landscapes, we can provide a valuable perspective, and practical outcomes.
Choose a section below to learn more.
LENDING
LENDING
LENDING
OPTIONS
A PERSONAL APPROACH
MCF’s reputation reflects the quality and stability of the people behind the brand.
The combination of expertise, experience and integrity means you can have peace of mind knowing that your personal and business finances are handled with the utmost discretion, professionalism and care.
Our staff and Directors all have considerable finance and business experience and are highly regarded professionals. The combination of their market knowledge, commercial acumen and innovative thinking is a significant strength of the MCF business.
We are a small team who are dedicated to providing you with tailored borrowing and lending solutions.


David Tier
CA, CMInstD – Chairman

John Wheelans
B.Com, CA(PP) - Director

Peter Rae
FCA, AFNZIM – Director

Bert Govan
FNZIM, MInstD – Director

Clint Barry
CEO

Paul Clarke
B.Com, LLB, CA - Finance Manager

Gerald Ryan
Business Development Manager

Kristen Smith
Senior Credit Controller
GIVING BACK
MCF is proud to be the inaugural Foundation Partner of the Southern Cochlear Implant Programme (SCIP).
Since 2003, SCIP has helped children and adults reconnect to the world of sound through cochlear implants. Our partnership with SCIP reflects the value we place on this life-changing surgery that has such a phenomenal impact on individuals, their families and communities.
We are honoured to contribute to such a worthy cause.
If you have specific enquiries or simply wish to find out more about how MCF can assist you, please feel free to contact us today.
- 0800TALK2MCF
(0800 825526)
03 943 6556 - [javascript protected email address]
- Physical Address
- Level 2
- 83 Victoria Street
- Level 2 , 83 Victoria Street
- Christchurch
- New Zealand
- Postal Address
- PO Box 130178
- Christchurch 8141
- New Zealand