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Stability in an
We are proud of our reputation and heritage. Since 1956 we have been providing finance and investment solutions to individuals and businesses throughout New Zealand.
In an ever-changing environment, we have focused on thinking laterally, working personally and acting ethically to assist our valued customers.
We partner with customers to tailor options to their requirements, and we pride ourselves on responding nimbly and responsibly to their needs.
Whether it’s weathering the storms of life or enabling growth and adapting to market opportunities, MCF remains firmly committed to helping people make the most of their personal and business situations.
For personal service and innovative solutions from a company that has stood the test of time,
talk to us today.
Trusted finance & investment partner since 1956.
HOW WE CAN HELP
At MCF we offer customers a range of borrowing and investment options. Our focus is on providing timely solutions that are tailored to your individual situation. We understand that your personal and business needs change over time and due to circumstances. But amidst all of those changing landscapes, we can provide a valuable perspective, and practical outcomes.
You are protected by responsible lending laws. Because of these protections, any recommendations given to you about Personal Lending is not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
Choose a section below to learn more.
A PERSONAL APPROACH
MCF’s reputation reflects the quality and stability of the people behind the brand.
The combination of expertise, experience and integrity means you can have peace of mind knowing that your personal and business finances are handled with the utmost discretion, professionalism and care.
Our staff and Directors all have considerable finance and business experience and are highly regarded professionals. The combination of their market knowledge, commercial acumen and innovative thinking is a significant strength of the MCF business.
We are a small team who are dedicated to providing you with tailored borrowing and lending solutions.
CA, CMInstD – Chairman
David is a Chartered Accountant and a Chartered Member of the New Zealand Institute of Directors. He has many years of Senior Executive and Chief Financial Officer experience.
In recent years he has provided business consultancy services and governance advice to a number of private companies in the Property, Construction, Finance and Information Technology sectors.
David is an independent Director of MCF and is a member of MCF's Audit Committee.
- 021 358 158
B.Com, CA(PP) - Director
John has retired from Ashton Wheelans, Chartered Accountants, after 33 years’ service to the business community.
John is now a professional director and private consultant to the property and construction industry. John is also an investor in a number of private companies associated with the construction industry.
He is a Director of MCF Holdings Limited, the majority shareholder in Mutual Credit Finance Limited.
- 021 325 895
FCA, AFNZIM – Director
Peter is a Fellow of the New Zealand Institute of Chartered Accountants and is Chairman and Managing Director of Peter Rae Industries Limited which holds 38.72% of the shares on issue in MCF.
He has extensive experience in Finance and Property Investment, is Chairman of the Collins Mitre 10 group and a director of several private companies. Peter is also Chairman of MCF's Audit Committee.
- 027 432 4221
MInstD – Director
Bert is a Director of and/or shareholder in a number of New Zealand and Australian companies primarily in the Property, Finance, Automotive and the Timber/Forestry industries.
Bert is an independent Director of MCF.
- 027 439 3260
Clint joined MCF in 2009 having had over 25 years of experience in the Banking and Finance industry and was appointed CEO in 2010. He has previously worked in both credit and lending roles with a major trading bank and an international finance company.
He has wide experience in lending to the consumer and business markets, including funding for Working Capital, Plant and Machinery, Corporate Society Gaming and Property Finance.
- 027 493 5618
B.Com, LLB, CA - Finance Manager
Paul is a Chartered Accountant and joined MCF in 2006. He is responsible for all the company’s statutory and compliance reporting as well as looking after all investor matters for the company.
Prior to joining MCF, he had over 15 years of experience as a Financial Controller at a number of large New Zealand retail operations, as well as for a variety of businesses and corporates in London.
- 027 447 0010
NZ Dip Bus (Leadership & Management) - Recoveries and Administration Manager
Kristen joined MCF in 2006 and has over 20 years experience in credit control, lending and administration. She is also the recent recipient of the NZCFI Credit Professional of the Year Award for 2017, recognising her achievements as a leading credit professional in the New Zealand market.
Kristen has a broad knowledge of the Credit Contracts and Consumer Finance Act 2003 (CCCFA), Credit Contracts and Consumer Finance Amendment Act 2014 and supporting legislation, and has built a good rapport with a large number of clients over her years with MCF.
- 021 462 414
Business Development Manager
Gerald has over 30 years experience working in the banking and finance industry.
He has held senior lending and credit roles with Australasian and International banks, dealing with a wide range of customers, from SMEs to multi-national corporates. This substantial experience has given him exposure to a variety of industries and businesses.
- 021 717 952
B Com VPM - Business Development Manager
Kate joined MCF in 2019 after over 20 years in various banking, property and finance roles.
With a background in valuation and property management, she has extensive experience across a broad range of sectors and industries. Having spent eight years with a property consultancy business, most recently she worked for two major trading banks.
Kate has proven commercial knowledge and understanding complemented by a passion and ability to build strong professional relationships.
- 027 770 5446
MCF is proud to be the inaugural Foundation Partner of the Southern Cochlear Implant Programme (SCIP).
Since 2003, SCIP has helped children and adults reconnect to the world of sound through cochlear implants. Our partnership with SCIP reflects the value we place on this life-changing surgery that has such a phenomenal impact on individuals, their families and communities.
We are honoured to contribute to such a worthy cause.
- Physical Address
- Level 2
- 137 Victoria Street
- Level 2, 137 Victoria Street
- New Zealand
- Postal Address
- PO Box 130178
- Christchurch 8141
- New Zealand